Road Accident Fund
(RAF)
Whether you’re navigating life after a car accident or transferring ownership of your home, our firm delivers legal excellence across every matter.
We assist individuals stuck in delayed property transactions or civil matters without clear direction. If you’re seeking better service, a second opinion, or a smoother legal path — reach out. Your rights deserve active protection.
We are experts in Road Accident fund claims: the Road Accident Fund is a fund set up in terms of the Road Accident Fund Act 56 of 1996 to provide compensation for bodily injuries or death occurring as a result of negligent driving on South African roads.
We understand how overwhelming the aftermath of a road accident can be. Victims are often left physically injured, emotionally drained, and financially vulnerable — yet are expected to navigate a complex legal process alone. That’s where we step in. With our team by your side, you don’t just file a claim — you fight smart, with facts, law, and compassion on your side.
We lead with a deep sense of justice and compassion, this firm was created in response to the widespread inefficiencies, delays, and impersonal treatment that too many Road Accident Fund (RAF) claimants face daily in South Africa’s legal system.
This Department exists to help claimants regain financial security and access to the medical support they need. With a focused approach to Road Accident Fund (RAF) litigation, we combine strategic legal expertise with deep client care.
Many road accident victims believe that approaching the Road Accident Fund (RAF) without legal assistance will be simpler, quicker, or cheaper. However, without an experienced attorney guiding the process, there is often no true oversight of your rights or the fairness of your claim. You may unknowingly accept a settlement far below what the law entitles you to.
At Taylor Ballack and Co., we work with trusted medical, actuarial, and occupational experts to ensure that every aspect of your loss is properly calculated, supported by evidence, and professionally argued. We leave nothing to chance — because what’s at stake is your future.
If you’ve been injured or lost a loved one in a motor vehicle accident on South African roads, you may be entitled to compensation through the Road Accident Fund. The RAF provides cover for:
You can only claim once per accident — and your claim must comply with the RAF Act 56 of 1996 (as amended). That’s why choosing skilled legal representation is essential.
RAF claims are complex and constantly evolving. We stay at the forefront of legislative and procedural changes so that you benefit from the most up-to-date legal strategy.
From the first consultation to the final settlement or court award, we handle:
We aim to secure full compensation and long-term security, not just a once-off payout.
Looking to claim from the Road Accident Fund? If you’ve been involved in a motor vehicle accident,
click below to provide your details and start the process today.
The sooner we investigate your claim, the better we can prepare and preserve evidence. Delays can cost victims their rights, and ultimately, their compensation.
Many of our clients experience:
We act fast to secure relief — and to provide peace of mind that your claim is being handled thoroughly and correctly.
Our clients benefit from a trusted network of medical experts, actuarial specialists and excellent advocates. This team helps us build strong, evidence-backed claims that reflect your total loss, not just the surface damage.
We also liaise directly with RAF officials and opposing counsel to negotiate or litigate with precision and strength, without unnecessary delays.
A step-by-step visual guide to help you understand every stage of the RAF claim process —
and the people or departments involved along the way.
Your journey begins with contacting our office. From your first call, you’re treated with dignity, care, and prompt attention.
We will schedule a consultation at a time and location that suits you, whether in-person or virtually. We will advise what documents you can have available during our first consult. During this consultation, we’ll gather all the relevant facts, assess your eligibility, and explain your rights and options in plain language.
At Taylor Ballack & Co., the Preparation for Lodgement stage is a critical phase where precision, urgency, and legal compliance come together. After your initial consultation, we conduct a detailed review of your matter and begin compiling all required documentation, medical records, expert reports, and affidavits. We ensure your claim complies fully with the legal and statutory requirements before lodging it with the Road Accident Fund. The team will be in contact with you regarding all needed information and documentation in order to compile a compliant claim.
The Road Accident Fund Act imposes strict prescription periods — generally, a claim must be lodged within three years from the date of the accident for identified drivers, and two years for unidentified (hit-and-run) vehicles. Once all necessary documents are in place, we ensure that your claim is formally lodged with the RAF within these timeframes to avoid prescription.
Timely lodgement is not only essential to protect your rights, but also to lay the groundwork for litigation should the RAF fail to respond appropriately.
If the Road Accident Fund does not settle or make a reasonable offer within 120 days of lodgement, we move to the litigation stage. This involves issuing a summons to protect your rights and progress your matter efficiently. We move promptly to issue and serve summons in the High Court to preserve your claim and expedite its resolution. This ensures that your case continues without delay and that your constitutional right to access justice is protected at every stage. Your matter is now within the sphere of litigation, where experienced attorneys and advocates handle the legal process strategically.
When we receive the Fund’s formal response, we begin preparing for trial. We engage in pre-trial meetings with the relevant RAF representatives, finalise pleadings, and apply for a court date through the High Court. All necessary experts and evidence are coordinated during this phase to strengthen your claim.
We will communicate with you as we prepare for your day at court. We will enlighten you on what is being done and what is to unfold at court. On the court date, we will meet you at court, ensuring you feel informed, prepared, and supported. We carefully review any settlement offers to ensure we cover all aspects of your loss — including future medical care, earnings, and general damages. If no fair offer is made, we proceed to trial.
Once your matter is finalised or settled, We will engage with you regarding updates associated with your payment and release of the funds.
After the Road Accident Fund has paid the final amounts, we provide you with a clear statement of account, in line with your fee agreement. We ensure payments are made to you and all relevant service providers, including medical experts, advocates, and correspondents. We also issue or manage any medical undertakings provided by the RAF for your ongoing treatment.
At Taylor Ballack & Co., every step is designed to protect your rights, maximise your compensation, and offer peace of mind throughout the process. You only get one chance to claim — and we make it count.
At Taylor Ballack & Co., we understand the financial strain that often follows a serious accident. That’s why we operate on a “no win, no fee” basis — meaning you only pay us if your claim is successful. If we are unable to secure compensation on your behalf, you owe us nothing.
Our legal services are rendered in terms of a pre-agreed attorney and client hourly rate, aligned with the nature and complexity of your matter. All fees and disbursements are governed by the Uniform Rules of Court, particularly Rule 70, which ensures fairness and structure in billing.
Once your matter is accepted, Taylor Ballack & Co. carries all costs associated with preparing, lodging, and litigating your claim. This includes expenses for expert reports, medical evaluations, court appearances, and legal counsel. You will not be required to pay a deposit, nor will you be asked to contribute towards costs while your claim is being handled.
We have established relationships with a trusted network of medical experts, specialists, and advocates. These professionals work with us under pre-arranged terms, allowing us to absorb the upfront costs so that you can access the best support without financial pressure.
Once your matter is successfully finalised, a detailed account is prepared in line with our fee agreement. A portion of your costs is also recovered from the Road Accident Fund as part of the party and party costs awarded.
We believe in access to justice without financial barriers — and we’re here to protect your rights, not your wallet.
At Taylor Ballack & Co., we operate on a “no win, no fee” basis governed by South African law, specifically the Contingency Fees Act 66 of 1997. This Act allows attorneys to enter into a written agreement with clients whereby legal fees are only payable if the matter is successful.
In accordance with the Act:
Before any work begins, we provide a clear, written agreement explaining how fees will be calculated and what costs are covered. You are always in control and fully informed throughout the process.
For a breakdown of potential compensation values, statutory limits, and timeframes, we offer a free estimation consultation.
If you are a claimant who feels ignored, sidelined, or uncertain about how your RAF claim is being handled, you are not alone, and it is not too late. We regularly assist clients whose cases have stalled, been undervalued, or were poorly managed.
Further, We take over dormant or mismanaged RAF claims with professionalism and urgency.